Once you know how much you're earning / spending, start managing your money.
As soon as you get a paycheque, put aside the portion you earmarked for your financial goals (savings / investments, debt payments, and insurance premiums).
If you freelance / work irregularly, you need to 'create' a regular paycheque. Whenever you get paid, deposit or transfer it all to your savings account (make this a direct deposit).
When a new month begins, transfer your average monthly income back from your savings accountto your chequing account - it's like a personal allowance / paycheque. Don't transfer all of it - keep some in your savings account as your rainy-day fund (money for emergencies).
If you work a standard job you'll likely be paid bi-weekly (this means twice a month). Make sure your paycheque is deposited in your chequing account.
If your expenses and financial goals exceed your income, consider working extra hours, picking up a part-time job, or cutting down on non-essential expenses.
Monitor your expenses to avoid running out of money:
The rest stays in your chequing account - it's for short-term ongoing expenses during the month.
If you've been budgeting well and are spending less than expected, you may have some extra cash in your chequing account at the end of each month. Great work. When you feel there's too much idle cash, transfer it to your savings / investment accounts.