Your bank will generate a reference number for you. It will be sent to your email or phone number. Write it down.
Take it to a Canada Post office along with two IDs. They'll know what to do.
Confirm your debit card's daily limit by calling the bank. This is how much you can withdraw / spend in a day. The default is $500. You can ask for an increase/decrease if this is too low/high.
If you're having any problems, with the set-up or with your account afterwards, call the bank's 24h help line.
You will be asked to mail / email copies of your IDs to the bank.
Confirm the account you're about to open has the features you expect.
You will be asked to provide some personal information: your name, address, date of birth, telephone number, and where your income comes from (family, gift, part-time or full-time work are all good answers, so are being a student / looking for work). They may also ask where you pay taxes - probably 'Canada'.
You shouldn't have to provide your SIN (social insurance number) when opening a chequing account (because you won't be paid interest).
You may be asked if you would like to purchase additional banking services, for which you'd have to pay. In most cases you should decline, except for overdraft protection. Do not choose the monthly-fee option - choose to only pay when you overdraw.
Don't worry about getting cheques. You have better methods of transferring money (e-transfers, direct deposits, and pre-authorized payments - discussed in the KEEP UP section. If your account includes a few cheques for free, accept them - just in case.
When you finish answering questions,you'll be asked to confirm online that you read the terms and conditions of your account. This is like signing a regular banking application.
You will create a PIN (personal identification number) online. You'll use it to verify your identity before you can make a purchase / withdraw money using your credit card.
The bank will verify your identity. You may be asked to mail / email copies of your IDs or visit and Canada Post Office to show originals in person.
Typical IDs acceptable to banks are: a government-issued photo ID and proof of address. Try to bring your driver's license and passport. What if you don't have those?.
Your debit card will be mailed to you. Follow the attached instructions to initialize it.
Sign your card. On the back of your card, below the magnetic strip, there's a signature box - make sure to sign. Your debit card has three important numbers - the card number and expiry date on the front, and the security code on the back (three numbers to the right of the signature box).